Last updated: 26/12/2025
UKLifeCosts (“we”, “us”, “our”) operates the website UKLifeCosts (the “Website”). We are committed to protecting your personal data and respecting your privacy in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
This Privacy Policy explains how we collect, use, store, and protect your personal data.
1. Data Controller
For the purposes of the UK GDPR, UKLifeCosts is the Data Controller responsible for your personal data.
If you have any questions about this Privacy Policy or how your data is handled, you may contact us at:
📧 Email: uklifecosts@uklifecosts.com
2. Personal Data We Collect
We may collect, use, store, and transfer the following categories of personal data:
a) Information You Provide Voluntarily
- Name
- Email address
- Any information submitted through contact forms or email communication
b) Automatically Collected Data
When you visit our Website, we may automatically collect:
- IP address
- Browser type and version
- Device and operating system
- Pages visited and interaction data
This information does not directly identify you and is used for analytical and security purposes.
3. Legal Basis for Processing (UK GDPR – Article 6)
We process your personal data under the following lawful bases:
- Consent – where you have given clear consent (e.g. contact forms, cookies)
- Legitimate Interests – to operate, secure, and improve our Website
- Legal Obligation – where required by law
You may withdraw consent at any time by contacting us.
4. How We Use Your Personal Data
We use your data to:
- Operate and manage the Website
- Respond to enquiries and communications
- Monitor and improve website performance
- Maintain security and prevent fraud
- Analyse website usage and trends
We do not use your data for automated decision-making or profiling.
5. Cookies
UKLifeCosts uses cookies and similar technologies to distinguish you from other users and to improve your experience.
Cookies may be:
- Essential cookies (required for website operation)
- Analytics cookies (e.g. Google Analytics)
You can control or disable cookies via your browser settings. For more information, please refer to our Cookie Policy (if applicable).
6. Third-Party Data Sharing
We may share limited data with trusted third-party service providers, including:
- Analytics providers (e.g. Google Analytics)
- Hosting and security providers
All third parties are required to process your data in compliance with UK GDPR and only for specified purposes.
We do not sell your personal data to third parties.
7. International Data Transfers
Where data is transferred outside the UK, we ensure appropriate safeguards are in place, such as:
- Adequacy regulations
- Standard Contractual Clauses (SCCs)
8. Data Retention
We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including legal, accounting, or reporting requirements.
9. Your Data Protection Rights
Under UK GDPR, you have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request erasure (“right to be forgotten”)
- Restrict processing
- Object to processing
- Request data portability
To exercise your rights, please contact us using the details above.
You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO):
https://ico.org.uk
10. Data Security
We implement appropriate technical and organisational measures to protect your personal data. However, no online transmission is completely secure.
11. Children’s Data
Our Website is not intended for children under the age of 13, and we do not knowingly collect personal data from children.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be published on this page with an updated revision date.